On March 19, 2020, Governor Newsom announced a statewide order for all individuals living in the State of California to stay home or at their place of residence, except as needed to maintain continuity of operation of the federal critical infrastructure sectors.
Essential industries remaining operational include those such as:
- Food & Agriculture
For more information on essential industries, visit: https://covid19.ca.gov/img/EssentialCriticalInfrastructureWorkers.pdf
As of May 8, 2020, the stay at home order was modified. Counties that have been approved are now in the first phase of Stage 2. This means in addition to essential activity, retail is allowed, along with the infrastructure to support it. As of May 12, 2020, offices, limited services, and outdoor museums are also permitted to open. In addition, on May 25, 2020, the State Public Health Officer began to ease restrictions on in-person religious gatherings. Updates and information regarding these shifts can be found at covid19.ca.gov.
On March 27th, President Trump signed a $2 trillion federal stimulus package that provides economic relief to families, expands unemployment insurance, supports large and small job creators, and assists the healthcare industry.
Known as the third phase of the Coronavirus Aid, Relief and Economic Security (CARES) Act, the massive stimulus package will offer some financial assistance to almost every individual and business affected by the COVID-19 pandemic.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act established a new Paycheck Protection Program for small businesses. This program was temporarily (spent/exhausted), but resumed accepting applications from participating lenders on Monday, April 27, 2020. It is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. If all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities the Small Business Administration will forgive the loan(s).
Check out the Small Business Owner’s Guide to the CARES Act for more information.
For information on the eligibility of faith-based organizations, click here.
Additionally, House Ways and Means Committee Republicans have published a Frequently Asked Questions page to help answer any questions you might have about Coronavirus-related legislation.
The Treasury Department has also published a FAQ document to help small businesses learn more about the PPP.
Unemployment Assistance, Paid Family Leave, Disability Insurance, Paid Sick Leave & Workers’ Compensation
If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim with EDD.
If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Insurance (UI) claim.
If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim.
If you or a family member are sick or for preventative care when civil authorities recommend quarantine, you may be eligible for Paid Sick Leave.
If you are unable to do your usual job because you were exposed to and contracted COVID-19 during the regular course of your work, you may be eligible for workers’ compensation benefits.
More information on benefits for Workers Impacted by COVID-19: https://www.labor.ca.gov/coronavirus2019/
As part of the federal CARES Act, California has created a Pandemic Unemployment Assistance program to help unemployed Californians who are business owners, self-employed, independent contractors, and other not usually eligible for UI benefits. More information can be found by clicking here.
In addition to the SBA’s Paycheck Protection Program, the SBA is making payments for borrowers on certain small business loans. Payments are made automatically and lenders on these specific loans have been instructed to refrain from collecting payments from borrowers. To see if your small business loans might be included, please check: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-debt-relief.
- For those businesses that currently have a business relationship with an SBA Express Lender, the Express Bridge Loan Pilot Program allows access to up to $25,000 quickly.
- Due to limitations in funding availability and the unprecedented submission of applications already received, the SBA is accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on a limited basis only to provide relief for U.S. agricultural businesses. More information can be found at: https://www.sba.gov/page/disaster-loan-applications.
- California Small Business Disaster Relief Loan Guarantee Program (nonprofits are eligible)
Labor and Workforce Development Agency: Coronavirus 2019 (COVID-19) Resources for Employers and Workers - https://www.labor.ca.gov/coronavirus2019/
Coronavirus Disease (COVID-19) – FAQs on laws enforced by the California Labor Commissioner’s Office: https://www.dir.ca.gov/dlse/2019-Novel-Coronavirus.htm
Americans with Disability Act Compliance: Coronavirus: https://www.eeoc.gov/laws/guidance/pandemic-preparedness-workplace-and-americans-disabilities-act
Centers for Disease Control and Prevention: Resources for Businesses and Employers - https://www.cdc.gov/coronavirus/2019-ncov/community/organizations/businesses-employers.html
An alliance of Northern California, Southern California, and San Diego Grantmakers has put together philanthropic resources for the COVID-19 crisis.
For a list of some available grants: https://www.grants.gov/web/grants/search-grants.html
Internal Revenue Service (IRS)
The IRS has established a special section focused on steps to help taxpayers, businesses and others affected by the coronavirus. https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments
The deadlines to FILE and PAY federal income taxes are extended to July 15, 2020. More information: https://www.irs.gov/forms-pubs/extension-of-time-to-file-your-tax-return
California Franchise Tax Board (FTB)
The Franchise Tax Board announced special tax relief for California taxpayers due to the COVID-19 pandemic. All taxpayers have been granted an extension to file until July 15, 2020. More information: https://www.ftb.ca.gov/about-ftb/newsroom/covid-19/extensions-to-file-pay.html
Medical Supply Contributions
For businesses and organizations interested in contributing supplies, visit the California Medical Supply Contributions website. If you are an individual looking for an avenue to donate a smaller amount of resources, please consider donating to your local community COVID-19 response efforts.
Governor Newsom has authorized local governments to halt all eviction notice procedures to help prevent anyone from being evicted during this crisis. More information on this order, here: https://www.gov.ca.gov/2020/03/16/governor-newsom-issues-executive-order-to-protect-renters-and-homeowners-during-covid-19-pandemic/